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Welcome to Paymentology’s Issuer Academy! We understand what it takes to launch a bank or fintech and enter the world of payments for the first time. Here we share valuable insights and tips to help ensure the success of your card program, while continuing to innovate with new products that attract and retain customers.
Articles
The Hidden Costs of Choosing the Wrong Issuer Processor
On paper, your issuer processor might tick all the boxes: it handles authorisation, meets compliance requirements and appears cost-effective. But...
Building Mox: Scaling a Next-Gen Bank for Hong Kong
In one of the world’s most competitive financial markets, Mox set out to build something different, a digital-first bank with no branches, no queues...
Scaling Securely Starts with the Right Issuer Processor
When it comes to the payments industry, trust is everything. Customers expect security, regulators demand compliance and internal teams rely on...
What to Look for in a Future-Ready Issuer Processor
Progress waits for no one, especially within the payments sector. Payment programmes are getting more ambitious and so are the teams behind them. As...
Why Confidence is the Foundation of Every Payment
Speed and convenience have transformed payments, making transactions faster and easier than ever. But without confidence, even the most effortless...
Why Control is the Future of Payments
Payments have never been faster or more accessible, but convenience alone is no longer enough. People want control over how, where, and when they...
The Role of Convenience in a Digital-First World
Let’s take a moment to reflect on just how far payments have come in a relatively short time.
The Role of Strategic Partnerships in Cards-as-a-Service
Cards-as-a-Service (CaaS) has opened the door for businesses to launch and scale card programmes faster than ever. However behind the simplicity of...
Who should consider Cards-as-a-Service?
Launching a card programme has traditionally been a slow and costly process, often limited to large banks or well-funded fintechs; but with...
The Benefits of Cards-as-a-Service
Launching a card programme has traditionally been a long, expensive and complex process, as businesses needed to build banking infrastructure,...
How Cards-as-a-Service Works
Launching a card programme has traditionally been a long, expensive and complex process. To get started, businesses needed to build banking...
What is Cards-as-a-Service (CaaS)?
Cards-as-a-Service (CaaS) allows businesses to offer their own payment cards, whether debit, credit or prepaid, without having to build the...
The Issuer’s Roadmap to Successful Card Issuance
Every card in circulation is the result of multiple players working behind the scenes, from banks and fintechs to payment networks and processors....
Technology as a Driver for Customer Engagement in the Remittance Market
The remittance industry is experiencing intensified competition due to downward pressure on fees, the entry of innovative competitors and an increase...
Traditional vs New-Age Remittances
The remittance industry, long dominated by traditional banks and major money transfer agencies, is undergoing a significant transformation....
Remittance Reimagined - How fintechs are changing the game
The journey of the remittance industry has been long and transformative, adapting to new technologies and societal shifts to facilitate the movement...
The state of SME payments: Giving SMEs the tools to grow – case studies
At Paymentology, we believe SMEs deserve a better deal in payments. Whatever the unique needs of a business – whether it’s access to a wider range of...
The state of SME payments: The payment service challenges faced by SMEs
Providing financial services to SMEs isn’t easy, largely because of the wide range of businesses that fall into this category. Whether it’s...
The state of SME payments: SMEs must have access to better payment solutions
Small and Medium Enterprises (SMEs) are the lifeblood of the world economy. According to World Economic Forum data, they account for half of all...
What are the features and requirements of a mobile wallet?
What are the differenBanks and financial institutions that haven’t yet launched a mobile wallet solution can’t afford to hang around. The convenience...
How to launch a mobile wallet
If your financial institution is thinking about launching a mobile wallet solution, you’ll need to plan the project very carefully. But don’t worry,...
Financial Services: A World of Opportunity for Telcos
It's no exaggeration to say that telecommunication companies have played a key role in transforming the world since the early 2000s. The subsequent...
Why Mobile Wallets Are So Popular
Mobile wallets are on the rise. The use of these smartphone-based payment tools is growing at such a rate that the number of people using them is...
Downloads
Getting Started
Business Models
Selecting a Next-Generation Issuing Platform
Business Models
The 3-Step Blueprint for Building a Successful Card Programme
Business Models
Cards as a Service
Business Models
The Remittance Revolution: How to Win in Cross-Border Money Movement
Getting Started
Business Models
Empowering SMEs in the Digital Economy
Getting Started
Business Models
How to get started with mobile wallets
Getting Started
Business Models
Unlocking Financial Services for Telcos
Inspiration
Card journeys we love
Business Models
Inspiration
Employees with Benefits
Inspiration
The Global Credit Card Shift
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RegisterPodcast episodes
Inspiration
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Business Models
How Stablecoins Are Powering Everyday Payments
January 21, 2026
Inspiration
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Getting Started
2025 Rewind: Lessons, Leaders & the Road to 2026
December 18, 2025
Inspiration
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Business Models
Why Credit Is the Next Big Battleground for Digital Banks
December 3, 2025
Inspiration
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Getting Started
Inside Snappi, Greece's First Digital-Only Bank
November 19, 2025
Getting Started
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Business Models
Go Global, Think Local: Why Winning in Payments Is a Regional Game
August 13, 2025
Business Models
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Technology
Smarter Cards, Simpler Stacks: Innovating at the Infrastructure Layer
July 1, 2025
Technology
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Business Models
In the AI Stampede, Who’s Stopping to Ask the Right Questions?
June 11, 2025
Business Models
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Technology
Forget Cards—Here's What You'll Be Using to Pay in 2030
April 9, 2025