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Welcome to Paymentology’s Issuer Academy! We understand what it takes to launch a bank or fintech and enter the world of payments for the first time. Here we share valuable insights and tips to help ensure the success of your card program, while continuing to innovate with new products that attract and retain customers.

Articles

The Hidden Costs of Choosing the Wrong Issuer Processor

The Hidden Costs of Choosing the Wrong Issuer Processor

On paper, your issuer processor might tick all the boxes: it handles authorisation, meets compliance requirements and appears cost-effective. But...
Building Mox: Scaling a Next-Gen Bank for Hong Kong

Building Mox: Scaling a Next-Gen Bank for Hong Kong

In one of the world’s most competitive financial markets, Mox set out to build something different, a digital-first bank with no branches, no queues...
Scaling Securely Starts with the Right Issuer Processor

Scaling Securely Starts with the Right Issuer Processor

When it comes to the payments industry, trust is everything. Customers expect security, regulators demand compliance and internal teams rely on...
What to Look for in a Future-Ready Issuer Processor

What to Look for in a Future-Ready Issuer Processor

Progress waits for no one, especially within the payments sector. Payment programmes are getting more ambitious and so are the teams behind them. As...
Why Confidence is the Foundation of Every Payment

Why Confidence is the Foundation of Every Payment

Speed and convenience have transformed payments, making transactions faster and easier than ever. But without confidence, even the most effortless...
Why Control is the Future of Payments

Why Control is the Future of Payments

Payments have never been faster or more accessible, but convenience alone is no longer enough. People want control over how, where, and when they...
The Role of Convenience in a Digital-First World

The Role of Convenience in a Digital-First World

Let’s take a moment to reflect on just how far payments have come in a relatively short time.
The Role of Strategic Partnerships in Cards-as-a-Service

The Role of Strategic Partnerships in Cards-as-a-Service

Cards-as-a-Service (CaaS) has opened the door for businesses to launch and scale card programmes faster than ever. However behind the simplicity of...
Who should consider Cards-as-a-Service?

Who should consider Cards-as-a-Service?

Launching a card programme has traditionally been a slow and costly process, often limited to large banks or well-funded fintechs; but with...
The Benefits of Cards-as-a-Service

The Benefits of Cards-as-a-Service

Launching a card programme has traditionally been a long, expensive and complex process, as businesses needed to build banking infrastructure,...
How Cards-as-a-Service Works

How Cards-as-a-Service Works

Launching a card programme has traditionally been a long, expensive and complex process. To get started, businesses needed to build banking...
What is Cards-as-a-Service (CaaS)?

What is Cards-as-a-Service (CaaS)?

Cards-as-a-Service (CaaS) allows businesses to offer their own payment cards, whether debit, credit or prepaid, without having to build the...
The Issuer’s Roadmap to Successful Card Issuance

The Issuer’s Roadmap to Successful Card Issuance

Every card in circulation is the result of multiple players working behind the scenes, from banks and fintechs to payment networks and processors....
Technology as a Driver for Customer Engagement in the Remittance Market

Technology as a Driver for Customer Engagement in the Remittance Market

The remittance industry is experiencing intensified competition due to downward pressure on fees, the entry of innovative competitors and an increase...
Traditional vs New-Age Remittances

Traditional vs New-Age Remittances

The remittance industry, long dominated by traditional banks and major money transfer agencies, is undergoing a significant transformation....
Remittance Reimagined - How fintechs are changing the game

Remittance Reimagined - How fintechs are changing the game

The journey of the remittance industry has been long and transformative, adapting to new technologies and societal shifts to facilitate the movement...
The state of SME payments: Giving SMEs the tools to grow – case studies

The state of SME payments: Giving SMEs the tools to grow – case studies

At Paymentology, we believe SMEs deserve a better deal in payments. Whatever the unique needs of a business – whether it’s access to a wider range of...
The state of SME payments: The payment service challenges faced by SMEs

The state of SME payments: The payment service challenges faced by SMEs

Providing financial services to SMEs isn’t easy, largely because of the wide range of businesses that fall into this category. Whether it’s...
The state of SME payments: SMEs must have access to better payment solutions

The state of SME payments: SMEs must have access to better payment solutions

Small and Medium Enterprises (SMEs) are the lifeblood of the world economy. According to World Economic Forum data, they account for half of all...
What are the features and requirements of a mobile wallet?

What are the features and requirements of a mobile wallet?

What are the differenBanks and financial institutions that haven’t yet launched a mobile wallet solution can’t afford to hang around. The convenience...
How to launch a mobile wallet

How to launch a mobile wallet

If your financial institution is thinking about launching a mobile wallet solution, you’ll need to plan the project very carefully. But don’t worry,...
What are the different types of mobile wallet?

What are the different types of mobile wallet?

For financial institutions that are considering a mobile wallet solution, there are a number of factors that need to be thought through ahead of the...
Financial Services: A World of Opportunity for Telcos

Financial Services: A World of Opportunity for Telcos

It's no exaggeration to say that telecommunication companies have played a key role in transforming the world since the early 2000s. The subsequent...
Why Mobile Wallets Are So Popular

Why Mobile Wallets Are So Popular

Mobile wallets are on the rise. The use of these smartphone-based payment tools is growing at such a rate that the number of people using them is...
Outgrowing Legacy: Why It’s Time to Rethink Your Issuer Processor

Outgrowing Legacy: Why It’s Time to Rethink Your Issuer Processor

The way people pay has changed. The pace of innovation has changed. What has not changed, at least not fast enough, is the core infrastructure many...

Downloads

Selecting a Next-Generation Issuing Platform
Getting Started Business Models

Selecting a Next-Generation Issuing Platform

The 3-Step Blueprint for Building a Successful Card Programme
Business Models

The 3-Step Blueprint for Building a Successful Card Programme

Cards as a Service
Business Models

Cards as a Service

The Remittance Revolution: How to Win in Cross-Border Money Movement
Business Models

The Remittance Revolution: How to Win in Cross-Border Money Movement

Empowering SMEs in the Digital Economy
Getting Started Business Models

Empowering SMEs in the Digital Economy

How to get started with mobile wallets
Getting Started Business Models

How to get started with mobile wallets

Unlocking Financial Services for Telcos
Getting Started Business Models

Unlocking Financial Services for Telcos

Card journeys we love
Inspiration

Card journeys we love

Employees with Benefits
Business Models Inspiration

Employees with Benefits

The Global Credit Card Shift
Inspiration

The Global Credit Card Shift

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Podcast episodes

How Stablecoins Are Powering Everyday Payments
Inspiration | Business Models

How Stablecoins Are Powering Everyday Payments

January 21, 2026

2025 Rewind: Lessons, Leaders & the Road to 2026
Inspiration | Getting Started

2025 Rewind: Lessons, Leaders & the Road to 2026

December 18, 2025

Why Credit Is the Next Big Battleground for Digital Banks
Inspiration | Business Models

Why Credit Is the Next Big Battleground for Digital Banks

December 3, 2025

Inside Snappi, Greece's First Digital-Only Bank
Inspiration | Getting Started

Inside Snappi, Greece's First Digital-Only Bank

November 19, 2025

Fraud vs Innovation: The Thin Line in Digital Banking
Business Models

Fraud vs Innovation: The Thin Line in Digital Banking

September 10, 2025

Go Global, Think Local: Why Winning in Payments Is a Regional Game
Getting Started | Business Models

Go Global, Think Local: Why Winning in Payments Is a Regional Game

August 13, 2025

Smarter Cards, Simpler Stacks: Innovating at the Infrastructure Layer
Business Models | Technology

Smarter Cards, Simpler Stacks: Innovating at the Infrastructure Layer

July 1, 2025

In the AI Stampede, Who’s Stopping to Ask the Right Questions?
Technology | Business Models

In the AI Stampede, Who’s Stopping to Ask the Right Questions?

June 11, 2025

Forget Cards—Here's What You'll Be Using to Pay in 2030
Business Models | Technology

Forget Cards—Here's What You'll Be Using to Pay in 2030

April 9, 2025

Videos

2025 Predictions: Profitability
Technology | Business Models

2025 Predictions: Profitability

2025 Predictions: building the right ecosystem
Inspiration

2025 Predictions: building the right ecosystem