Why Legacy Tech Won’t Power Saudi Arabia’s Future
Saudi Arabia’s Vision 2030 is an ambitious roadmap designed to transform the Kingdom into a global economic powerhouse. A key pillar of this vision...
Protecting UAE SMEs: Combating Fraud in Expense Management Systems
With fraud on the rise, it is only natural to seek the best-in-class solution to protect your SME. Isn’t that what every business strives for? In the...
Inside UAE Banking: Growth & Digital Trends
After more than a decade leading businesses through transformation across global markets, I’ve seen the industry go through many cycles of...
The Lunar New Year Spending Boom
The Lunar New Year, also known as Chinese New Year, is more than just a cultural celebration. It’s a massive driver of travel, consumer spending and...
Singles’ Day - APAC's Ecommerce Boom
Singles’ Day, which is celebrated annually on November 11 (11/11), has become the world’s largest shopping event, significantly impacting the retail...
When Interchange is Capped, Infrastructure Matters More
The UK High Court’s recent decision to uphold the Payment Systems Regulator’s (PSR) powers to regulate payment systems marks an important moment for...
The Rise of Tokenization-based Payment Solutions
The way that card payments work has evolved several times since the first credit cards arrived in the 1950s. Manual checks carried out by bank...
Why Legacy Tech Can’t Keep Up With Modern-Day Needs
As technological advances continue to drive innovation, legacy systems are increasingly ill-equipped to meet modern requirements. Once considered the...
The Rise in Ecommerce Spending in Colombia
Globally, ecommerce saw massive growth during the Covid-19 pandemic, and since then the momentum has largely continued. This is especially evident in...
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How BIN Sponsors Drive Speed to Market for Colombian Issuers
In Colombia’s vibrant financial sector, issuers are racing to deliver innovative payment solutions to meet the growing demands of consumers. However,...
The Future of Remittances in Latin America
It’s impossible to understate the importance of remittance payments for the LATAM region. World Bank figures show that inbound remittances for Latin...
Why Mobile Card Management Matters - Introducing PayoCard
Expectations around card experiences are rising rapidly worldwide—particularly in emerging markets like South Africa, where mobile-first behaviour is...
5 Ways South African Shopping Malls Can Benefit From Gift Card Programmes
Shopping malls are always on the lookout for innovative strategies to attract and retain customers while boosting daily footfall. One such strategy...
Transforming the Payouts Process in Africa
The payments landscape in Africa is changing quickly. A continent of 54 countries and more than 1.5 billion people, GDP is projected to reach almost...
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Fraud in a Mobile Money Powerhouse - Kenya’s Next Phase of Digital Security
Kenya has built one of the most advanced mobile money ecosystems in the world. Digital payments are embedded in daily life, from small retail...
The Rise of Crypto Cards in APAC - Turning Digital Assets into Everyday Payments
Across Asia-Pacific (APAC), crypto cards are quietly moving from niche experimentation to real-world utility. What was once widely viewed as...
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Google Pay Officially Lands in the Philippines
On November 18, 2025, Google Pay officially launched in the Philippines, marking an important milestone in the country’s digital payments journey....
Digital Gift Cards - Fraudsters Worst Nightmare
Card fraud remains a key challenge in South Africa’s payment industry. Alongside incidents such as robberies at bank branches and ATMs; Card Not...
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How BaaS is Transforming Saudi Arabia’s Financial Future
Saudi Arabia is a hotbed for growth in payments. With an estimated market value of some 181 billion USD and projected to grow to over 298 billion USD...
How BIN Sponsorship Can Help Issuers in the Philippines and Across APAC Make the Most of New Payment Opportunities
The Philippines' payment landscape is changing fast. With a population of more than 110 million and spread over 7,000 islands, it's a highly diverse...
How Smart Cards are Changing Business Spending
Managing business expenses has always been a challenge, from tracking receipts to reconciling accounts, the process can be tedious and...
From Cash to Cards - Transforming Payroll in South Africa
Did you know that payroll fraud accounts for nearly 10% of organisational fraud cases globally? In South Africa, where cash payments are still common...
The Hidden Costs of Choosing the Wrong Issuer Processor
On paper, your issuer processor might tick all the boxes: it handles authorisation, meets compliance requirements and appears cost-effective. But...
Building Mox: Scaling a Next-Gen Bank for Hong Kong
In one of the world’s most competitive financial markets, Mox set out to build something different, a digital-first bank with no branches, no queues...
Scaling Securely Starts with the Right Issuer Processor
When it comes to the payments industry, trust is everything. Customers expect security, regulators demand compliance and internal teams rely on...
The Role of Strategic Partnerships in Cards-as-a-Service
Cards-as-a-Service (CaaS) has opened the door for businesses to launch and scale card programmes faster than ever. However behind the simplicity of...
Who should consider Cards-as-a-Service?
Launching a card programme has traditionally been a slow and costly process, often limited to large banks or well-funded fintechs; but with...
The Benefits of Cards-as-a-Service
Launching a card programme has traditionally been a long, expensive and complex process, as businesses needed to build banking infrastructure,...
How Cards-as-a-Service Works
Launching a card programme has traditionally been a long, expensive and complex process. To get started, businesses needed to build banking...
What is Cards-as-a-Service (CaaS)?
Cards-as-a-Service (CaaS) allows businesses to offer their own payment cards, whether debit, credit or prepaid, without having to build the...
The Issuer’s Roadmap to Successful Card Issuance
Every card in circulation is the result of multiple players working behind the scenes, from banks and fintechs to payment networks and processors....
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The state of SME payments: Giving SMEs the tools to grow – case studies
At Paymentology, we believe SMEs deserve a better deal in payments. Whatever the unique needs of a business – whether it’s access to a wider range of...
The state of SME payments: The payment service challenges faced by SMEs
Providing financial services to SMEs isn’t easy, largely because of the wide range of businesses that fall into this category. Whether it’s...
The state of SME payments: SMEs must have access to better payment solutions
Small and Medium Enterprises (SMEs) are the lifeblood of the world economy. According to World Economic Forum data, they account for half of all...
How does card programme management work?
In a series of recent blogs, we've covered some of the broad principles of card programme management. If you need a reminder, we've explained what...
The Basics of Card Programme Management
Moving away from legacy payment methods such as cash and cheques should be a priority for all businesses right now. For payments to suppliers, staff,...
Who Needs a Card Programme Manager?
Any business that decides to run its own card programme would need to invest in the right financial licensing, scheme membership and have internal...
What Are the Different Roles and Duties Within a Card Programme?
Many businesses are looking to streamline their payment processes as they seek better ways to manage expenses, pay suppliers and distributors, pay...
Getting Started
Business Models
Selecting a Next-Generation Issuing Platform
Business Models
The 3-Step Blueprint for Building a Successful Card Programme
Business Models
Cards as a Service
Business Models
The Remittance Revolution: How to Win in Cross-Border Money Movement
Getting Started
Business Models
Empowering SMEs in the Digital Economy
Business Models
The future of fintech in the Middle East 2023
Inspiration
Card journeys we love
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Business Models
Inspiration
Employees with Benefits
Technology
Getting Started
Issuing in the UK
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Getting Started
Issuing in the Philippines
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Issuing in Saudi Arabia
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Getting Started
Issuing in Mexico
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Issuing in South Africa
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Issuing in Germany
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Issuing in Thailand
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Issuing in UAE
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Issuing in Kenya
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Business Models
Embedded Finance and Earned Wage Access: How Payroll Is Redefining Financial Welness
February 24, 2026
Business Models
Dignity by Design: How UnDosTres is Expanding Access to Credit Across Latin America
February 11, 2026
Inspiration
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Business Models
How Stablecoins Are Powering Everyday Payments
January 21, 2026
Inspiration
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Getting Started
2025 Rewind: Lessons, Leaders & the Road to 2026
December 18, 2025
Inspiration
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Business Models
Why Credit Is the Next Big Battleground for Digital Banks
December 3, 2025
Inspiration
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Getting Started
Profit Meets Purpose: The New Era of Inclusive Finance
November 5, 2025
Getting Started
Why Everyone Is Betting Big on Saudi Arabia’s Fintech Surge
October 21, 2025
Inspiration
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Business Models
Fintech Built for Saudi, Connected to the World
October 8, 2025
Inspiration
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Business Models
Innovation, Inclusion, and Impact: The Future of MENA Finance
September 18, 2025
Getting Started
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Business Models
Go Global, Think Local: Why Winning in Payments Is a Regional Game
August 13, 2025
Inspiration
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The Rise of the Companion Card: Empowering Africa's Mobile-First Economy
July 30, 2025
Technology
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Inspiration
Beyond Access: Can Tech Taise a Financially Empowered Generation
July 16, 2025
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Smarter Cards, Simpler Stacks: Innovating at the Infrastructure Layer
July 1, 2025
Technology
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In the AI Stampede, Who’s Stopping to Ask the Right Questions?
June 11, 2025
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Wallets Are Being Rewritten: Tokenization, Embedded Finance & the Future of Payments
May 13, 2025
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Technology
Forget Cards—Here's What You'll Be Using to Pay in 2030
April 9, 2025
