The Issuer Academy | Paymentology

Technology Banking MENA Business Models

Nauman Hassan Shares His Experience in How Banks Can Improve Consumer Satisfaction With Adaptive Learning

Nauman Hassan shares his experience in how banks can improve consumer satisfaction with adaptive learning:

Fintech Technology Banking MENA Business Models

Why Legacy Tech Won’t Power Saudi Arabia’s Future

Saudi Arabia’s Vision 2030 is an ambitious roadmap designed to transform the Kingdom into a global economic powerhouse. A key pillar of this vision...

Fintech Banking MENA Getting Started Business Models

Inside UAE Banking: Growth & Digital Trends

After more than a decade leading businesses through transformation across global markets, I’ve seen the industry go through many cycles of...

Banking Europe & UK Business Models

Card Payments and Fraud Prevention in the Netherlands: Opportunities and Threats

While the card payment industry in the Netherlands presents strong opportunities for local banks, issuers should also be cautious of potential...

Fintech Banking Europe & UK Business Models

When Interchange is Capped, Infrastructure Matters More

The UK High Court’s recent decision to uphold the Payment Systems Regulator’s (PSR) powers to regulate payment systems marks an important moment for...

Fintech Technology Banking Europe & UK Business Models

The Rise of Tokenization-based Payment Solutions

The way that card payments work has evolved several times since the first credit cards arrived in the 1950s. Manual checks carried out by bank...

Fintech Technology Banking Europe & UK Business Models

Why Legacy Tech Can’t Keep Up With Modern-Day Needs

As technological advances continue to drive innovation, legacy systems are increasingly ill-equipped to meet modern requirements. Once considered the...

Fintech Banking Americas Getting Started Business Models

How BIN Sponsors Drive Speed to Market for Colombian Issuers

In Colombia’s vibrant financial sector, issuers are racing to deliver innovative payment solutions to meet the growing demands of consumers. However,...

Fintech Banking APAC Business Models

Google Pay Officially Lands in the Philippines

On November 18, 2025, Google Pay officially launched in the Philippines, marking an important milestone in the country’s digital payments journey....

Fintech Banking Getting Started SSA

Digital Gift Cards - Fraudsters Worst Nightmare

Card fraud remains a key challenge in South Africa’s payment industry. Alongside incidents such as robberies at bank branches and ATMs; Card Not...

Fintech Banking APAC Business Models

How BIN Sponsorship Can Help Issuers in the Philippines and Across APAC Make the Most of New Payment Opportunities

The Philippines' payment landscape is changing fast. With a population of more than 110 million and spread over 7,000 islands, it's a highly diverse...

Banking Americas Getting Started

What Can Mexican Issuers Do to Fight Ecommerce Fraud

Globally, there has been a surge in online transactions and Mexico is no exception. Mexico’s ecommerce sector has experienced substantial growth,...

Banking Getting Started APAC

The Cost of Credit Card Fraud in the Philippines

Credit card fraud is becoming an increasing concern in the Philippines, mirroring global trends as digital transactions gain traction. The country’s...

Banking Europe & UK Business Models

Click to Pay: How This Digital Wallet is Changing Online Payments

The digital age has brought new levels of convenience to consumers the world over. Ecommerce with next-day delivery has revolutionised the way we...

Fintech Banking Getting Started Global Europe & UK APAC

The Hidden Costs of Choosing the Wrong Issuer Processor

On paper, your issuer processor might tick all the boxes: it handles authorisation, meets compliance requirements and appears cost-effective. But...

Technology Banking Global Europe & UK

What to Look for in a Future-Ready Issuer Processor

Progress waits for no one, especially within the payments sector. Payment programmes are getting more ambitious and so are the teams behind them. As...

Banking Getting Started Telecom Europe & UK Business Models SSA

Telcos’ roles in mobile banking – The top 4 business models and best practisesnd best practices

In the previous article, we talked about the opportunities the world of financial markets offers to telcos. Today, as there are several avenues to...

Banking Getting Started Global Telecom Business Models SSA

Financial Services: A World of Opportunity for Telcos

It's no exaggeration to say that telecommunication companies have played a key role in transforming the world since the early 2000s. The subsequent...

Banking Europe & UK Business Models

Card Payment Fraud Trends in the UK: What Banks Need to Know

Those of us working in the payments industry need to be aware of the shifting trends in fraud. These crimes affect our customers and our institutions...

Technology Banking Americas Global Europe & UK

Outgrowing Legacy: Why It’s Time to Rethink Your Issuer Processor

The way people pay has changed. The pace of innovation has changed. What has not changed, at least not fast enough, is the core infrastructure many...