Europe & UK
Welcome to Paymentology’s Issuer Academy! We understand what it takes to launch a bank or fintech and enter the world of payments for the first time. Here we share valuable insights and tips to help ensure the success of your card program, while continuing to innovate with new products that attract and retain customers.
Articles
Card Payments and Fraud Prevention in the Netherlands: Opportunities and Threats
While the card payment industry in the Netherlands presents strong opportunities for local banks, issuers should also be cautious of potential...
When Interchange is Capped, Infrastructure Matters More
The UK High Court’s recent decision to uphold the Payment Systems Regulator’s (PSR) powers to regulate payment systems marks an important moment for...
The Rise of Tokenization-based Payment Solutions
The way that card payments work has evolved several times since the first credit cards arrived in the 1950s. Manual checks carried out by bank...
Interview with the Ciso: How Embedding Security Across Every Facet of Paymentology’s Business is Providing a Platform for Innovation
Security is paramount in the world of payments. And ensuring security across a payments business like Paymentology is a challenging and complex task...
Beyond the Sales: What Black Friday & Cyber Monday Reveal About the Modern Payments Ecosystem
Throughout Black Friday and Cyber Monday, we gain a glimpse into consumer behaviour and the resilience of global payment systems. While consumers...
Why Legacy Tech Can’t Keep Up With Modern-Day Needs
As technological advances continue to drive innovation, legacy systems are increasingly ill-equipped to meet modern requirements. Once considered the...
Click to Pay: How This Digital Wallet is Changing Online Payments
The digital age has brought new levels of convenience to consumers the world over. Ecommerce with next-day delivery has revolutionised the way we...
The Hidden Costs of Choosing the Wrong Issuer Processor
On paper, your issuer processor might tick all the boxes: it handles authorisation, meets compliance requirements and appears cost-effective. But...
Scaling Securely Starts with the Right Issuer Processor
When it comes to the payments industry, trust is everything. Customers expect security, regulators demand compliance and internal teams rely on...
What to Look for in a Future-Ready Issuer Processor
Progress waits for no one, especially within the payments sector. Payment programmes are getting more ambitious and so are the teams behind them. As...
Who should consider Cards-as-a-Service?
Launching a card programme has traditionally been a slow and costly process, often limited to large banks or well-funded fintechs; but with...
The Benefits of Cards-as-a-Service
Launching a card programme has traditionally been a long, expensive and complex process, as businesses needed to build banking infrastructure,...
What is Cards-as-a-Service (CaaS)?
Cards-as-a-Service (CaaS) allows businesses to offer their own payment cards, whether debit, credit or prepaid, without having to build the...
The Issuer’s Roadmap to Successful Card Issuance
Every card in circulation is the result of multiple players working behind the scenes, from banks and fintechs to payment networks and processors....
Telcos’ roles in mobile banking – The top 4 business models and best practisesnd best practices
In the previous article, we talked about the opportunities the world of financial markets offers to telcos. Today, as there are several avenues to...
Card Payment Fraud Trends in the UK: What Banks Need to Know
Those of us working in the payments industry need to be aware of the shifting trends in fraud. These crimes affect our customers and our institutions...
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