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15.39.00</image:caption><image:title>Screenshot 2025-06-09 at 15.39.00</image:title></image:image><lastmod>2026-04-15</lastmod></url><url><loc>https://www.theissueracademy.com/articles/how-baas-is-transforming-saudi-arabias-financial-future</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Why%20Legacy%20Tech%20Won%E2%80%99t%20Power%20Saudi%20Arabia%E2%80%99s%20Future.webp</image:loc><image:caption>Why Legacy Tech Won’t Power Saudi Arabia’s Future</image:caption><image:title>Why Legacy Tech Won’t Power Saudi Arabia’s Future</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full 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50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/BaaS%20in%20Saudi().png</image:loc><image:caption>BaaS in Saudi()</image:caption><image:title>BaaS in Saudi()</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><lastmod>2026-02-13</lastmod></url><url><loc>https://www.theissueracademy.com/articles/fraud-in-a-mobile-money-powerhouse-kenyas-next-phase-of-digital-security</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Screenshot%202025-06-09%20at%2015.54.37.png</image:loc><image:caption>Screenshot 2025-06-09 at 15.54.37</image:caption><image:title>Screenshot 2025-06-09 at 15.54.37</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full 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50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Fraud%20in%20a%20Mobile-Money%20Powerhouse%20March%202026.jpg</image:loc><image:caption>Fraud in a Mobile-Money Powerhouse March 2026</image:caption><image:title>Fraud in a Mobile-Money Powerhouse March 2026</image:title></image:image><lastmod>2026-03-11</lastmod></url><url><loc>https://www.theissueracademy.com/podcast/how-chikwama-pay-is-building-a-borderless-bank-on-whatsapp</loc><lastmod>2026-03-12</lastmod></url><url><loc>https://www.theissueracademy.com/articles/beyond-the-sales-what-black-friday-cyber-monday-reveal-about-the-modern-payments-ecosystem</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/BlackFridayCyberMonday2025_LinkedIn_noLogo.jpg</image:loc><image:caption>BlackFridayCyberMonday2025_LinkedIn_noLogo</image:caption><image:title>BlackFridayCyberMonday2025_LinkedIn_noLogo</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full 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Main</image:caption><image:title>__TIA_Guide Main</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/__TIA-Guide%20Main_Processor%20_2nd%20option.webp</image:loc><image:caption>__TIA-Guide Main_Processor _2nd option</image:caption><image:title>__TIA-Guide Main_Processor _2nd option</image:title></image:image><lastmod>2026-06-24</lastmod></url><url><loc>https://www.theissueracademy.com/podcast/forget-cards</loc><lastmod>2026-03-12</lastmod></url><url><loc>https://www.theissueracademy.com/articles/remittance-reimagined-how-fintechs-are-changing-the-game</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Screenshot%202025-06-09%20at%2015.54.37.png</image:loc><image:caption>Screenshot 2025-06-09 at 15.54.37</image:caption><image:title>Screenshot 2025-06-09 at 15.54.37</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Remittance/Remittance%20Report_BlogPost1_BlogImage_1280x720.png</image:loc><image:caption>Remittance Report_BlogPost1_BlogImage_1280x720</image:caption><image:title>Remittance Report_BlogPost1_BlogImage_1280x720</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Screenshot%202025-06-09%20at%2015.31.39.png</image:loc><image:caption>Screenshot 2025-06-09 at 15.31.39</image:caption><image:title>Screenshot 2025-06-09 at 15.31.39</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 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page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Telco/blog%20posts/Paymentology_blog1.jpg</image:loc><image:caption>Paymentology_blog1</image:caption><image:title>Paymentology_blog1</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/podcast/The%20rise_.png</image:loc><image:caption>The rise_</image:caption><image:title>The 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2026</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Report_NextGenCredit%20-%20Report%20page.png</image:loc><image:caption>LP_Report_NextGenCredit - Report page</image:caption><image:title>LP_Report_NextGenCredit - Report page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/reports/Card%20Journeys%20we%20love.jpeg</image:loc><image:caption>Card Journeys we love</image:caption><image:title>Card Journeys we love</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Card%20Programme%20Blueprint_ebook%20-%20Report%20page.png</image:loc><image:caption>LP_Card Programme Blueprint_ebook - Report page</image:caption><image:title>LP_Card Programme Blueprint_ebook - Report page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full 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page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Telco_report%20page.png</image:loc><image:caption>LP_Telco_report page</image:caption><image:title>LP_Telco_report page</image:title></image:image><lastmod>2026-05-20</lastmod></url><url><loc>https://www.theissueracademy.com/articles/bin-sponsorship-philippines-apac</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20NextGen%20Issuing%20Platform/blog5_Next-Gen-Issuing-Platform.png</image:loc><image:caption>blog5_Next-Gen-Issuing-Platform</image:caption><image:title>blog5_Next-Gen-Issuing-Platform</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/BIn%20Sponsorship%20APac_WebsiteBlogIMage.png</image:loc><image:caption>BIn Sponsorship APac_WebsiteBlogIMage</image:caption><image:title>BIn Sponsorship APac_WebsiteBlogIMage</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full 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Netherlands</image:title></image:image><lastmod>2026-03-05</lastmod></url><url><loc>https://www.theissueracademy.com/articles/card-payments-and-fraud-prevention-in-the-netherlands-opportunities-and-threats</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20SME%20Payments/Blog1_SMEs%20must%20have%20access%20to%20better%20payment%20solutions.jpg</image:loc><image:caption>Blog1_SMEs must have access to better payment solutions</image:caption><image:title>Blog1_SMEs must have access to better payment 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50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/masterclass/Alexander%20Brown.png</image:loc><image:caption>Alexander Brown</image:caption><image:title>Alexander 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Trends_WebsiteBlogIMage</image:caption><image:title>Inside UAE Banking Growth &amp; Digital Trends_WebsiteBlogIMage</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/PayoCard%20Newsroom%20Graphic.png</image:loc><image:caption>PayoCard Newsroom Graphic</image:caption><image:title>PayoCard Newsroom Graphic</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Card%20as%20a%20Service/blog2_What%20is%20Cards-as-a-Service.webp</image:loc><image:caption>blog2_What is Cards-as-a-Service</image:caption><image:title>blog2_What is Cards-as-a-Service</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/podcast/Can%20AI%20ever%20really%20grasp%20the%20human%20side%20of%20money_.png</image:loc><image:caption>Can AI ever really grasp the human side of money_</image:caption><image:title>Can AI ever really grasp the human side of money_</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/podcast/Embedded%20Finance%20and%20Earned%20Wage%20Access_%20How%20Payroll%20Is%20Redefining%20Financial%20Welness.png</image:loc><image:caption>Embedded Finance and Earned Wage Access_ How Payroll Is Redefining Financial Welness</image:caption><image:title>Embedded Finance and Earned Wage Access_ How Payroll Is Redefining Financial Welness</image:title></image:image><lastmod>2026-05-20</lastmod></url><url><loc>https://www.theissueracademy.com/masterclass/philippines/thank-you</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Scaling%20Card%20Issuing%20in%20South%20Africa%20-%20Insights%20from%20The%20Issuer%20Academy.jpg</image:loc><image:caption>Scaling Card Issuing in South Africa - Insights from The Issuer Academy</image:caption><image:title>Scaling Card Issuing in South Africa - Insights from The Issuer Academy</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Fraud%20in%20a%20Mobile-Money%20Powerhouse%20March%202026.jpg</image:loc><image:caption>Fraud in a Mobile-Money Powerhouse March 2026</image:caption><image:title>Fraud in a Mobile-Money Powerhouse March 2026</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/masterclass%20dubai%202026.jpeg</image:loc><image:caption>masterclass dubai 2026</image:caption><image:title>masterclass dubai 2026</image:title></image:image><lastmod>2026-03-12</lastmod></url><url><loc>https://www.theissueracademy.com/articles/digital-gift-cards-fraudsters-worst-nightmare</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Secure-payroll-in-South-Africa_LinkedIn_Newsletter-1920x1080_blog.jpg</image:loc><image:caption>Secure-payroll-in-South-Africa_LinkedIn_Newsletter-1920x1080_blog</image:caption><image:title>Secure-payroll-in-South-Africa_LinkedIn_Newsletter-1920x1080_blog</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Blog_Gift%20Card%20programmes.png</image:loc><image:caption>Blog_Gift Card programmes</image:caption><image:title>Blog_Gift Card programmes</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/How%20digital%20gift%20cards%20can%20help%20combat%20fraud%20in%20South%20Africa_Newsletter_BlogImage.webp</image:loc><image:caption>How digital gift cards can help combat fraud in South Africa_Newsletter_BlogImage</image:caption><image:title>How digital gift cards can help combat fraud in South Africa_Newsletter_BlogImage</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Scaling%20Card%20Issuing%20in%20South%20Africa%20-%20Insights%20from%20The%20Issuer%20Academy.jpg</image:loc><image:caption>Scaling Card Issuing in South Africa - Insights from The Issuer Academy</image:caption><image:title>Scaling Card Issuing in South Africa - Insights from The Issuer 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World_blog</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/ebook%20Card%20Programme%20Blueprint/Why%20Confidence%20%20Is%20the%20Foundation%20of%20Every%20Payment_Blog.webp</image:loc><image:caption>Why Confidence  Is the Foundation of Every Payment_Blog</image:caption><image:title>Why Confidence  Is the Foundation of Every Payment_Blog</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Google%20Pay%20officially%20lands%20in%20the%20Philippines%20Nov%202025_BlogImage_1280x720%20no%20logo%20(1).jpg</image:loc><image:caption>Google Pay officially lands in the Philippines Nov 2025_BlogImage_1280x720 no logo (1)</image:caption><image:title>Google Pay officially lands in the Philippines Nov 2025_BlogImage_1280x720 no logo (1)</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/ebook%20Card%20Programme%20Blueprint/Why%20Control%20Is%20the%20Future%20of%20Payments_Blog.webp</image:loc><image:caption>Why Control Is the Future of Payments_Blog</image:caption><image:title>Why Control Is the Future of Payments_Blog</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><lastmod>2026-03-09</lastmod></url><url><loc>https://www.theissueracademy.com/masterclass/philippines</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/clock.svg</image:loc><image:caption>clock</image:caption><image:title>clock</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/pmty-logo-02.svg</image:loc><image:caption>pmty-logo-02</image:caption><image:title>pmty-logo-02</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/location%201.svg</image:loc><image:caption>location 1</image:caption><image:title>location 1</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/TIA-logo.svg</image:loc><image:caption>TIA-logo</image:caption><image:title>TIA-logo</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/check.svg</image:loc><image:caption>check</image:caption><image:title>check</image:title></image:image><lastmod>2026-03-12</lastmod></url><url><loc>https://www.theissueracademy.com/region/americas</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20Mobile%20Wallets%20(Paymentology)/Blog1_Why-mobile-wallets-are-so-popular.png</image:loc><image:caption>Blog1_Why-mobile-wallets-are-so-popular</image:caption><image:title>Blog1_Why-mobile-wallets-are-so-popular</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/1920%20x%201080-reseller%20(2).jpg</image:loc><image:caption>1920 x 1080-reseller (2)</image:caption><image:title>1920 x 1080-reseller (2)</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Ecommerce%20in%20Colombia.png</image:loc><image:caption>Ecommerce in Colombia</image:caption><image:title>Ecommerce in Colombia</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/BlurredBackground_8.png</image:loc><image:caption>BlurredBackground_8</image:caption><image:title>BlurredBackground_8</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20Mobile%20Wallets%20(Paymentology)/Blog2_The-different-types-of-wallets.png</image:loc><image:caption>Blog2_The-different-types-of-wallets</image:caption><image:title>Blog2_The-different-types-of-wallets</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20Mobile%20Wallets%20(Paymentology)/Blog3_How%20to%20launch%20a%20mobile%20wallet.png</image:loc><image:caption>Blog3_How to launch a mobile wallet</image:caption><image:title>Blog3_How to launch a mobile wallet</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20NextGen%20Issuing%20Platform/blog1_Next-Gen-Issuing-Platform.jpg</image:loc><image:caption>blog1_Next-Gen-Issuing-Platform</image:caption><image:title>blog1_Next-Gen-Issuing-Platform</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Remittance/Remittance%20Report_BlogPost1_BlogImage_1280x720.png</image:loc><image:caption>Remittance Report_BlogPost1_BlogImage_1280x720</image:caption><image:title>Remittance Report_BlogPost1_BlogImage_1280x720</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Screenshot%202025-06-09%20at%2015.31.39.png</image:loc><image:caption>Screenshot 2025-06-09 at 15.31.39</image:caption><image:title>Screenshot 2025-06-09 at 15.31.39</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Remittance/Remittance%20Report_BlogPost3_BlogImage_1280x720.png</image:loc><image:caption>Remittance Report_BlogPost3_BlogImage_1280x720</image:caption><image:title>Remittance Report_BlogPost3_BlogImage_1280x720</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Screenshot%202025-03-13%20at%2018.41.05.png</image:loc><image:caption>Screenshot 2025-03-13 at 18.41.05</image:caption><image:title>Screenshot 2025-03-13 at 18.41.05</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Remittance/Remittance%20Report_BlogPost2_BlogImage_1280x720.png</image:loc><image:caption>Remittance Report_BlogPost2_BlogImage_1280x720</image:caption><image:title>Remittance Report_BlogPost2_BlogImage_1280x720</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Guide_Issuing-Mexico-Reports%20Page.png</image:loc><image:caption>LP_Guide_Issuing-Mexico-Reports Page</image:caption><image:title>LP_Guide_Issuing-Mexico-Reports Page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/podcast/Dignity%20by%20Design_%20How%20UnDosTres%20is%20Expanding%20Access%20to%20Credit%20Across%20Latin%20America.png</image:loc><image:caption>Dignity by Design_ How UnDosTres is Expanding Access to Credit Across Latin America</image:caption><image:title>Dignity by Design_ How UnDosTres is Expanding Access to Credit Across Latin America</image:title></image:image><lastmod>2026-05-20</lastmod></url><url><loc>https://www.theissueracademy.com/articles/how-cards-as-a-service-works</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full Logo_cropped</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Card%20as%20a%20Service/blog6%20_The%20role%20of%20strategic%20partnership%20.jpg</image:loc><image:caption>blog6 _The role of strategic partnership </image:caption><image:title>blog6 _The role of strategic partnership </image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Card%20as%20a%20Service/blog4_Benefits%20of%20Cards-as-a-Service.jpg</image:loc><image:caption>blog4_Benefits of Cards-as-a-Service</image:caption><image:title>blog4_Benefits of Cards-as-a-Service</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Card%20as%20a%20Service/blog5_Who%20should%20consider%20Cards-as-a-Service.webp</image:loc><image:caption>blog5_Who should consider Cards-as-a-Service</image:caption><image:title>blog5_Who should consider Cards-as-a-Service</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Card%20as%20a%20Service/blog3_How%20Cards-as-a-Service%20works.webp</image:loc><image:caption>blog3_How Cards-as-a-Service works</image:caption><image:title>blog3_How Cards-as-a-Service works</image:title></image:image><lastmod>2025-08-26</lastmod></url><url><loc>https://www.theissueracademy.com/masterclass/thailand</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/masterclass/Poom%20Sucharitpong.webp</image:loc><image:caption>Poom Sucharitpong</image:caption><image:title>Poom Sucharitpong</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/clock.svg</image:loc><image:caption>clock</image:caption><image:title>clock</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/icons/closing-icon.svg</image:loc><image:caption>closing-icon</image:caption><image:title>closing-icon</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/location%201.svg</image:loc><image:caption>location 1</image:caption><image:title>location 1</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/events/MasterclassDubai26/pmty-logo-02.svg</image:loc><image:caption>pmty-logo-02</image:caption><image:title>pmty-logo-02</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/team/minh.png</image:loc><image:caption>minh</image:caption><image:title>minh</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2082.png</image:loc><image:caption>Rectangle 82</image:caption><image:title>Rectangle 82</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/tia/Issuer%20Academy_Logo_white_1.png</image:loc><image:caption>Issuer Academy_Logo_white_1</image:caption><image:title>Issuer Academy_Logo_white_1</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/masterclass/Aleli%20Santos%20Marohombsar.webp</image:loc><image:caption>Aleli Santos Marohombsar</image:caption><image:title>Aleli Santos Marohombsar</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/BlurredBackground_4%201-3.webp</image:loc><image:caption>BlurredBackground_4 1-3</image:caption><image:title>BlurredBackground_4 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50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/team/anna.png</image:loc><image:caption>anna</image:caption><image:title>anna</image:title></image:image><lastmod>2026-07-30</lastmod></url><url><loc>https://www.theissueracademy.com/region/global</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20NextGen%20Issuing%20Platform/blog1_Next-Gen-Issuing-Platform.jpg</image:loc><image:caption>blog1_Next-Gen-Issuing-Platform</image:caption><image:title>blog1_Next-Gen-Issuing-Platform</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Telco_report%20page.png</image:loc><image:caption>LP_Telco_report page</image:caption><image:title>LP_Telco_report page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Card%20as%20a%20Service/blog5_Who%20should%20consider%20Cards-as-a-Service.webp</image:loc><image:caption>blog5_Who should consider Cards-as-a-Service</image:caption><image:title>blog5_Who should consider Cards-as-a-Service</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Report_NextGenCredit%20-%20Report%20page.png</image:loc><image:caption>LP_Report_NextGenCredit - Report page</image:caption><image:title>LP_Report_NextGenCredit - Report page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20NextGen%20Issuing%20Platform/blog5_Next-Gen-Issuing-Platform.png</image:loc><image:caption>blog5_Next-Gen-Issuing-Platform</image:caption><image:title>blog5_Next-Gen-Issuing-Platform</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Card%20as%20a%20Service/blog6%20_The%20role%20of%20strategic%20partnership%20.jpg</image:loc><image:caption>blog6 _The role of strategic partnership </image:caption><image:title>blog6 _The role of strategic partnership </image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Remittance/Remittance%20Report_BlogPost3_BlogImage_1280x720.png</image:loc><image:caption>Remittance Report_BlogPost3_BlogImage_1280x720</image:caption><image:title>Remittance 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50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20NextGen%20Issuing%20Platform/blog2_Next-Gen-Issuing-Platform.png</image:loc><image:caption>blog2_Next-Gen-Issuing-Platform</image:caption><image:title>blog2_Next-Gen-Issuing-Platform</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Report%20Telco/blog%20posts/Paymentology_blog1.jpg</image:loc><image:caption>Paymentology_blog1</image:caption><image:title>Paymentology_blog1</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full 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Report_BlogPost1_BlogImage_1280x720</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Remittance_Report.png</image:loc><image:caption>LP_Remittance_Report</image:caption><image:title>LP_Remittance_Report</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20NextGen%20Issuing%20Platform/blog4_Next-Gen-Issuing-Platform.png</image:loc><image:caption>blog4_Next-Gen-Issuing-Platform</image:caption><image:title>blog4_Next-Gen-Issuing-Platform</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_MobileWallets_guide%20-%20report%20page.png</image:loc><image:caption>LP_MobileWallets_guide - report page</image:caption><image:title>LP_MobileWallets_guide - report 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50</image:caption><image:title>Rectangle 50</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/podcast/Inside%20Snappi%2c%20Greeces%20First%20Digital-Only%20Bank.png</image:loc><image:caption>Inside Snappi, Greeces First Digital-Only Bank</image:caption><image:title>Inside Snappi, Greeces First Digital-Only Bank</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/podcast/Wallets%20Are%20Being%20Rewritten.png</image:loc><image:caption>Wallets Are Being Rewritten</image:caption><image:title>Wallets Are Being Rewritten</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/TIA/podcast/Fraud%20vs%20Innovation.png</image:loc><image:caption>Fraud vs Innovation</image:caption><image:title>Fraud vs 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Payment_Blog</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logos/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/Blog/Blog_Gift%20Card%20programmes.png</image:loc><image:caption>Blog_Gift Card programmes</image:caption><image:title>Blog_Gift Card programmes</image:title></image:image><lastmod>2026-04-15</lastmod></url><url><loc>https://www.theissueracademy.com/articles/financial-services-a-world-of-opportunity-for-telcos</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/pmty25/logo/Navy%20PMGTY%20Full%20Logo_cropped.svg</image:loc><image:caption>Navy PMGTY Full Logo_cropped</image:caption><image:title>Navy PMGTY Full 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solutions</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20SME%20Payments/SME%20Report_BlogPost3_BlogImage_1280x720%20(1).png</image:loc><image:caption>SME Report_BlogPost3_BlogImage_1280x720 (1)</image:caption><image:title>SME Report_BlogPost3_BlogImage_1280x720 (1)</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/campaigns/Guide%20SME%20Payments/SME%20Report_BlogPost2_BlogImage_1280x720-2.png</image:loc><image:caption>SME Report_BlogPost2_BlogImage_1280x720-2</image:caption><image:title>SME 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page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_MobileWallets_guide%20-%20report%20page.png</image:loc><image:caption>LP_MobileWallets_guide - report page</image:caption><image:title>LP_MobileWallets_guide - report page</image:title></image:image><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/reports/HubDB%20reports/LP_Guide_Issuing-UK-Reports%20Page.png</image:loc><image:caption>LP_Guide_Issuing-UK-Reports Page</image:caption><image:title>LP_Guide_Issuing-UK-Reports Page</image:title></image:image><lastmod>2026-03-12</lastmod></url><url><loc>https://www.theissueracademy.com/articles/the-role-of-convenience-in-a-digital-first-world</loc><image:image><image:loc>https://26906440.fs1.hubspotusercontent-eu1.net/hubfs/26906440/2026/images/backgrounds/Rectangle%2050.png</image:loc><image:caption>Rectangle 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